You could be eligible for ProU education student loan if you’re:

• An undergraduate or graduate student within 2 years of graduating or about to begin a 1-year or 2-year program.
• An international student, DACA recipient, U.S. citizen, refugee, or asylum-seeker.
• Admitted to or attending one of our 400+ approved schools in the U.S. or Canada.

Heading: Our loan terms

MPOWER student loans provide benefits beyond funding for every type of student:

• No fees paid out-of-pocket, pay nothing until your first interest-only loan payment
• Fund up to 100% of education expenses, including living expenses for schools in the U.S.
• Get visa support, career services, and build your U.S. credit history by making on-time payments

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Heading - Terms:

• Fixed Interest rate after discount (Fixed for the life of the loan) - Limited time interest rates as low as 9.99% (10.89% APR) for the fall 2025 semester if you submit your application before December 31, 2024!
• Interest rate discounts - 0.25% discount with auto pay, 0.75% discount with our limited-time early planner promotion.
• Interest rate type - Fixed – This means your rate won’t change and your payment will remain the same even in a rising interest rate environment.
• Term - 10-year repayment
• In-school payment - Interest-only payments while in school and for six months after graduation. “Note: The interest-only period is capped to a maximum of 30 months from the date of disbursement.”
• Prepayment penalty - None

Heading - Other considerations:

• Building U.S. credit history - Yes – Timely repayment of your MPOWER student loan builds credit history.
• Collateral or cosigner - Never required
• Visa support letter (to obtain I-20 from your school) - Free
• Career services - Free
• Global payments - Free – Pay from anywhere, anytime